GOING TO TRAVEL? YOU CAN STOP CHARGING MONTHLY FEES LIKE INTERNET AND CABLE TV!
by Denise Pinheiro
If you're going to be away from home for a long time, why not stop charging for contracted services? After all, you won't enjoy them. You can thus save and, at the same time, make up for the extra expenses you will have with your trip. As a consumer of services, you have the right to request the temporary interruption of some services such as pay TV and landline, mobile phone, internet, electricity and water for the period when you are not at home, as well as the right to then request the restart.
It is only necessary to evaluate, first, if it compensates, since some companies charge fees for suspension and/or reconnection of services. First of all, find out the time required for you to request the interruption of the service. If the trip is last minute, you may not be able to request a break from day one. Let's look at some important details...
I REQUESTED A LOAN AND THE BANK DENIED IT SAYING THAT MY SCORE IS LOW - DO I BRING A CLAIM?
by Denise Pinheiro
Many consumers have been denied credit by financial institutions because of their low score. We have attended to recurring cases of customers who had requests for loans and/or credit concession denied by banks and who want to file a lawsuit, and we decided to talk a little about the matter.
First, it is necessary to clarify what this credit score is. The credit score is a score, ranging from zero to one thousand, that reflects the consumer's paying profile. It is a statistical method of risk assessment, which will guide the financial institution's decision to approve or deny the request for credit or loan. It is also known as a credit scoring system that evaluates the consumer as a person and as a professional. It is also called "credit scoring" or "behavior scoring", if this assessment...
Water Free for customers of bars and Restaurants have been Law since 1998
Maria Nilsa Menezes
District Law No. 1954, published on June 8, 1998, obliges hotels, bars, restaurants, cafes, cafeterias and the like to provide customers with drinking water free of charge.
The Law completed 17 years and what is verified is the lack of knowledge on the part of consumers and, consequently, non-compliance by commercial establishments, which certainly have no interest in advertising and compliance with the legal provisions.
This is nothing new in restaurants in cities in Europe, the United States and Japan. In these places, water is served abundantly and free of charge. In Brazil, Rio de Janeiro was the forerunner followed by Brasília, and in São Paulo a Bill is being processed. But in both Rio de Janeiro and Brasília, the respective local laws are forgotten.
Source : Drinking water (Free Photobank http://www.torange-pt.com ) / CC BY 4.0